F-PaaS© - Financial Platform as a Service
Smarter with AI

The new
technology standard for credit

The platform that gives institutional lenders and credit providers operational peace of mind through smart automation, advanced risk management and full real-time control

F-Pass Dashboard - credit portfolio management

60+

Team members

E2E

End to end

SaaS

Cloud platform

AI

Artificial intelligence engine

End to end

The entire credit process on one platform

From the first customer touchpoint through to regulatory reporting - all in one place

01

Digital application

Digital intake of the credit application, document upload, integration with data bureaus and customer file creation

02

Approval and underwriting

Full management of application review, risk scoring, repayment capacity calculation, collateral valuation and an advanced approval engine

03

Credit origination

Defining loan terms, generating the amortization schedule, producing documents and disbursing the credit

Ongoing loan management

Payment tracking, automatic interest calculation, smart alerts, collateral management, a full audit trail and continuous regulatory reporting

The challenges you know all too well

Lenders and credit providers contend with manual processes, limited portfolio visibility and constant regulatory pressure

Tedious manual processes

Spreadsheets, manual calculations and the risk of human error

Limited portfolio control

Difficulty getting a complete real-time picture of every loan and exposure

Scattered document management

Documents spread across folders, inboxes and separate systems with no consistent tracking

Complex regulatory reporting

Preparing periodic reports for the authorities consumes significant resources

Interest calculation errors

Manual interest calculations can lead to financial inaccuracies

Slow response times

Cumbersome approval processes slow the pace of deals

F-PaaS©

An end-to-end solution for smart, secure credit management

F-PaaS© is a comprehensive system that covers the entire credit lifecycle - from receiving the application through to full closure. The system is tailored to the specific needs of the market and supports local regulatory compliance processes.

A central interface for managing the entire credit portfolio in real time
Automatic interest calculation and dynamic amortization schedules
Collateral and lien management with full tracking
A flexible approval engine tailored to your workflows
Tools for control and regulatory reporting
An audit trail for every action in the system
F-Pass - end-to-end credit platform
AI-Native Platform

A platform rebuilt from the ground up for the AI era

Partake rebuilt its credit processes from the foundations with AI at the center. Every decision, every calculation, every alert — driven by smart models that learn and improve in real time.

ML-based smart underwriting

A machine learning model analyzes dozens of parameters and produces an automatic credit recommendation within seconds.

Dynamic risk scoring

A risk score that updates in real time across the entire life of the loan.

Automatic document processing

OCR and NLP extract data from bank statements and payslips with no manual data entry.

Anomaly detection and alerts

AI identifies unusual payment behaviour patterns and alerts you before the problem develops.

Repayment and portfolio forecasting

Predictive models support strategic management of the credit portfolio.

80%Reduction in underwriting time
0Manual calculations in the process
24/7Real-time risk detection

Credit types

Credit types the platform supports

The platform serves a wide range of financial institutions and adapts to the specific needs of every credit type

Business credit

Loans to businesses and companies of every size

Project finance

Construction, real estate and infrastructure financing

Private mortgages

Loans secured against real estate assets

Asset-backed credit

Loans against collateral and liens

Consumer credit

Personal loans and credit for private consumers

Earned Wage Access (EWA)

Managing the process of advancing employees a portion of their earned wages

Ready to see the system in action?

Book a personal demo and discover how Partake can improve credit management in your organization

Book an intro meeting

FAQ

Frequently asked questions

Answers to the questions most of our clients ask

Didn't find an answer to your question?

Contact us
Recognition award - People & Computers IT Awards 2025
IT Awards 2025 - recognition for excellence in the IT industry

Information security and ISO certification

Full encryption, automatic backups, compliance with security standards and ISO 27001 certification

Local support

An available local support team with deep knowledge of the market and local regulation

Built for the Israeli market

Support for compliance processes, reporting to the authorities and calculations under Israeli law